Prosper Healthcare Lending

How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve patient portal.

Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.

Purchase Amount

These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.

$--.-- / month

Enter a purchase amount to see estimated payments

TestimonialsDon’t just take our word for it! Here’s what other patients have to say about Cherry…

Bryana

“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”

Alex

“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”

Marie

“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”

Gabriel

“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”

Alyssa

“Cherry is amazing!!! Now we can get everything done!!”

Cassie

“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”

Frequently Asked Questions

How long is my approval valid for?

Approvals are valid for 120 days. Once that time period expires, you are welcome to reapply.

Can I increase my approval amount?

If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.

Can I pay this off early?

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.

Does my 0% APR offer expire?

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

How much is my down payment and when is it due?

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.

How are refunds handled?

To request a refund, please contact Anh Lee MD PA directly.

We defer to the refund policies put in place by Anh Lee MD PA and cannot initiate a refund without their approval.

Once Anh Lee MD PA authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Does Cherry report to the credit bureaus?

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Can missing payments on my account with Cherry hurt my credit?

Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.

Manage My PlanManage your payment plans inside the Cherry Patient Portal.

Alphaeon Credit

Your Best You is Closer Than You Think!

Widest array of monthly payment options to help you reach your wellness, beauty, and performance goals
Special financing plans that are not always readily available with traditional credit cards
Ability to use your card again for yourself or family members with no need to reapply and no annual fee*

*Standard variable APR of 26.99%, based on the Prime Rate, Minimum Interest is $2.00 per credit plan.

Parasail Patient Financing

In an effort to make care accessible to all of our patients regardless of their financial situation, we’ve partnered with Parasail to find patient‐friendly payment plans that fit their needs. Parasail is a unique lender in the field of medical loans. Unlike credits cards, Parasail has fixed interest rate loans based on your financial information, no fees and affordable payments that can be spread out monthly to fit your budget to ensure that you get the care that you need.

Click here to apply

With a single application, Parasail will search loan offers from all of the top online lenders without effecting your credit score – and you can select the right fixed-term loan option for you. Find more out about Parasail here.

PatientFi Financing

Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

Immediate decisions without affecting your credit!
Longer terms for lower monthly payments
No collateral required
No prepayment penalties
Fast & easy loan inquiry process
100% Confidential

Patient Financing

Alphaeon Credit

Parasail Patient Financing

PatientFi Financing